If you have suffered injuries as the result of someone else’s negligence, you should act quickly to ensure that you are able to recover compensation for your losses. You can get compensation in two ways: (1) filing a personal injury insurance claim or (2) filing a personal injury lawsuit.
You should notify your insurance company and the responsible party’s insurance company as soon as possible after your injuries. Most insurance companies request that you file your claim within 24-48 hours after the incident. When you file a personal injury insurance claim, you are requesting that the at-fault party’s insurance pay for the losses that you suffered as a result of their negligence. The compensation amount is determined during the negotiations.
If you cannot settle with the insurance company, you can file a personal injury lawsuit. The time limit in California to file a personal injury claim against an individual or non-governmental entity is two (2) years from the date of injury.
Failing to file a claim within the statute of limitations will result in losing your right to financial compensation. Soon after your injury, contact a knowledgeable attorney who can explain the time limits to you.